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Books & Authors, Diverse Voices

Black Money Matters

Make that dollar stretch further with the help of these personal finance experts:

Clever Girl Finance, by Bola Sokunbi

Clever Girl Finance is an intro-level personal finance book for women, written by self-made finance guru Bola Sokunbi. Written in an accessible and entertaining tone, Clever Girl Finance teaches women how to budget, save, invest, and pay off loans. Bola tells her own story, as a self-taught investor who managed to save $100,000 in 3 years on a modest salary, and tells the stories of a few women from the Clever Girl Finance community who have also achieved financial independence.

The Wealth Choice, by Dennis Kimbro

Recent hard economic times have been even harder on the African American community. Yet in spite of the high unemployment numbers and crushing poverty rates, a small but growing class of Black millionaires is bucking the odds and creating wealth. Dennis Kimbro has been studying this community for years, and here he reveals the findings of a seven-year survey of 1,000 of the wealthiest African Americans.

The 21-Day Financial Fast, by Michelle Singletary

Singletary proposes a twenty-one day financial plan with a Christian perspective that minimizes daily purchases to basic needs and promotes an increase in feelings of faith and generosity. By utilizing conservative Christian values, such as focusing on which of the Ten Commandments you have broken that have left you broke, you will learn to make smarter financial choices.

Real Money Answers for Every Woman, by Patrice C. Washington

Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you're just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice's practical advice, you'll learn to form "wealthy" habits, establish an "opportunity fund," stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

Live Richer Challenge, by Tiffany Aliche 

Tiffany Aliche, author of the popular personal finance blog "The Budgetnista," is an award-winning teacher of financial education. The Budgetnista specializes in the delivery of financial literacy through seminars, workshops, curricula and trainings. Her book, The Live Richer Challenge, is ideal for beginners that want to be bread-crumbed to financial success. In 36 days this book will help you master your money through simple, daily financial tasks. Are you ready? Let's go!

Financial Intimacy, by Jacquette M Timmons 

Addressing the common reasons people don't discuss personal finances in detail and in-depth with their partner, this unique approach to managing money goes beyond the superficial to the substantial and significant conversations couples should have about money. Through assessing and improving the emotional impact of managing money in a romantic relationship, this guidebook elevates the conversation about money and provides women with the tools to take the lead.

Perfect Credit, by Lynnette Khalfani-Cox

Perfect Credit is the definitive guide to getting and keeping outstanding credit. Think of this book as a roadmap for anyone hoping to establish picture-perfect credit, make improvements to have stellar credit, or simply maintain a fantastic credit standing. Perfect Credit offers consumers an easy-to-follow blueprint on how to get superb credit and how to sidestep numerous credit traps and pitfalls along the way.

Everyday Millionaires, by Chris Hogan

Millionaire status doesn't require inheriting a bunch of money or having a high-paying job. No. The path to becoming a millionaire is paved with more-ordinary tools – tools that you either already have or that you can learn. If you thought you could never become a millionaire, think again. Listen and learn from over 10,000 everyday millionaires who have done it and believe it's possible for you too.

Girl, Make Your Money Grow! by Glinda Bridgforth & Gail Perry-Mason

If you’re ready to take charge of your finances and move beyond your salary to create new wealth, then come on, girl – it’s time to make your money grow! These days the stock market can make anyone flinch—but as the money-wise Glinda Bridgforth knows, it’s more important than ever to plan for the future and secure your lifestyle.

And while you’re here, take some time to learn about the racial wealth gap in the United States.


The Color of Money: Black Banks and the Racial Wealth Gap, by Mehrsa Baradaran

It Was All a Dream: A New Generation Confronts the Broken Promise to Black America, by Reniqua Allen

The Myth and Propaganda of Black Buying Power, by Jared A. Ball

Know Your Price: Valuing Black Lives and Property in America's Black Cities, by Andre M. Perry


Bhutta, Neil. "Disparities in Wealth by Race and Ethnicity in the 2019 Survey of Consumer Finances." The Federal Reserve, 28 Sept. 2020.

McIntosh, Kriston. "Examining the Black-White Wealth Gap." The Brookings Institution, 27 Feb. 2020.

Ashman, Hero, and Seth Neumuller. "Can income differences explain the racial wealth gap? A quantitative analysis." Review of Economic Dynamics, vol. 35, Jan. 2020, pp. 220-39.

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